Restaurant Insurance Quote Request

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Today's restaurant environment is more complex than ever and you want to know you're covered for unexpected occurrences. Farmers All-in-One Restaurant Package includes Business Liability, Property, Crime, and other coveragesdesigned to meet your insurance needs. Whether your restaurant is elegant, trendy, traditional, ethnic, or home-style we have the package for you. We offer insurance for the following types of restaurants:

  • Buffets
  • Delis
  • Caf├ęs
  • Diners
  • Cafeterias
  • Drive-ins
  • Carry-out restaurants
  • Fast food
  • Coffee shops
  • Food bars
  • Fine dining restaurants
  • Family-style
  • Luncheonettes
  • Sandwich shops

Our highly dedicated, top-tier Claims professionals are here to help you get back where you belong. Let our Loss Control professionals work with you to help you to prevent or to mitigate potential losses in your business. Contact Us to learn about our comprehensive protection or to benefit from our world class Claims and Loss Control professionals.

Restaurant Coverages

Here are some of the coverage options that are available to you to help you with your insurance needs.

Property and Inland Marine

  • Buildings at Replacement Costs or Actual Cash Values
  • Automatic Increase in Building Amount (inflation guard)
  • Contents at Replacement Costs or Actual Cash Values
  • Automatic Increase of the contents for seasonal fluctuation
  • Loss of income & extra expense on an actual loss sustained basis for 12 months or other extended period
  • Loss of income & extra expense from power interruption
  • Loss in value of undamaged building portion, demolition or increased construction cost to meet ordinance or law requirement
  • Comprehensive equipment breakdown coverage
  • Coverage extension to newly acquired buildings and contents
  • Fire department service charge and extinguisher recharge cost
  • Debris removal & Pollutant clean up cost
  • Back up of sewers or drains
  • Accounts Receivables and Valuable Papers coverage
  • Computer equipment including Media & Records
  • Earthquake or earthquake sprinkler leakage
  • Transportation (Transit) Coverage
  • Spoilage Coverage
  • Bailee Coverage


  • Employee Dishonesty
  • Forgery & Alteration
  • Money & Securities - both inside and outside of the premises
  • Money Orders & Counterfeit Currency