Personal Umbrella Insurance

Know Your Limits

You might think you have sufficient liability limits, but one large insurance claim can ruin everything you've worked so hard for if you do not have the proper protection. A Personal Umbrella policy is a must anyone who owns a home, a vehicle, a boat, or has assets to protect. Did you know that you can lose future wages if you are found at fault in excess of your current coverage limits?

An umbrella policy provides protection when:

• Your auto insurance liability is not high enough to cover a claim
• Your homeowners policy does not have sufficient liability limits
• Your watercraft liability limits are not high enough to cover a liability claim

Umbrella policies come in packages of $1 million up to $10 million dollars worth of liability protection and can be as low as $150.00 per year. That's less than $15.00 dollars a month in exchange for adequately protecting your current and future assets.

You Get Piece of Mind

As you can see, umbrella policies are usually quite affordable. Paying under $15.00 a month, in most cases, for an extra $1 million dollars worth of liability protection.