Valuable Item Insurance

Insure Your Most Valuable Personal Items

A basic homeowner's policy restricts coverage for many high value items such as:

• Jewelry
• Fine Arts
• Computers
• Cameras
• Sporting Equipment
• And more....

We have products to protect your most valuable possessions for pennies on the dollar. You've worked hard for your most prized possessions and we can help protect those precious items from a variety of losses and accidents.

Personal Article Floater

A Personal Article Floater from Gerardi Insurance provides you with broad, comprehensive coverage on your most valuable personal possessions. This type of policy protects your items well beyond the lower limits and restrictive coverage provided by a basic homeowner's policy.

Homeowner's Endorsements

Perhaps you do not need the vast amount of coverage provided by a Personal Article Floater. However, you might need more coverage than a basic homeowner's policy. Many of our companies offer a variety of endorsements that you can tailor to your specific needs at a very low cost.

Whatever your needs are, you can count on us to outline all your options so you know exactly what you are purchasing as well as what you may or may not need.