Insurance | Gerardi Insurance Services

Insurance transfers the financial risk of life's events to an insurance company. A sound insurance strategy can help protect your family from the financial consequences of those events. A strategy can include personal insurance, liability insurance, and life insurance.

If a Pipe Breaks

Learn what to do when a pipe bursts with this helpful video flooded with smart tips.

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Protecting Those Who Matter Most

The importance of life insurance, how it works, and how much coverage you need.

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Snapshots

Your life is marked by images. Prepare for the unexpected, so you can keep those pictures going.

Did You Know This Fact About Fire Extinguishers?

How often should you check your fire extinguishers? Do you know?

Surprises

Making the most of surprises is a great reason to work with us.

A Home Insurance Claim: To File Or Not To File

Learn when it may not make sense to file a claim on your home insurance.

What is Blanket Coverage?

Do you know what Blanket Coverage is?

Directors and Officers Liability Insurance

Not only can D&O insurance provide financial protection, but it can help improve an organization’s decision-making.

What is Loss of Use?

Do you know what Loss of Use is?

Does Your Credit Score Affect Your Insurance Rates?

Your credit score may influence how much you pay for auto and home insurance.

Did You Know This Fact About Foggy Conditions?

Foggy conditions make driving more hazardous, but high beams aren't the answer.

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Lifetime of Earnings

Estimate how much you have the potential to earn during your working years.

Disability Income

This calculator estimates your chances of becoming disabled and your potential need for disability insurance.

Assess Your Life Insurance Needs

This calculator estimates how much life insurance you would need to meet your family's needs if you were to die prematurely.

Long-Term-Care Needs

Determine your potential long-term care needs and how long your current assets might last.

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Protecting Those Who Matter Most

The importance of life insurance, how it works, and how much coverage you need.

Long-Term-Care Protection Strategies

The chances of needing long-term care, its cost, and strategies for covering that cost.

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Your DNA Test

If your family relies on your income, it’s critical to know what their needs would be in the event of your death.

The Other Sure Thing

Though we don’t like to think about it, all of us will make an exit sometime. Are you prepared?

The Best of Both Worlds

Here are a few reasons we’ve chosen to be independent.

Coaches

Coaches have helped you your whole life, in ways big and small. We’d like to be one of them.